Legal

Disclaimer

Important information about the nature and limitations of the content and services provided by Both Learners.

Last Updated: January 2025

The information provided on bothlearners.com and through the services offered by Both Learners (operated by Bilal Khan, FCCA, ACA) is intended for general educational and informational purposes only. Please read this disclaimer carefully before using our website or engaging with my services.

1. General Information Only

The content on this website — including blog posts, guides, service descriptions, and mentoring resources — is provided for general informational and educational purposes. It does not constitute professional financial, legal, accounting, tax, or investment advice.

While Bilal Khan holds professional qualifications (FCCA, ACA) and works in a professional capacity, the content on this website does not create a professional advisory relationship between you and Both Learners unless you have entered into a formal engagement agreement.

2. Mentoring and Coaching Services

Both Learners provides educational mentoring and coaching services. My mentoring is designed to support and guide students and professionals — it is not a substitute for formal education, accredited academic programmes, or professional qualifications.

Results achieved by mentored students may vary significantly depending on individual effort, prior experience, personal circumstances, and other factors beyond our control. The success rates quoted on this website (such as "92% first-attempt pass rate") reflect historical data from students who completed our full mentoring programme and are not guaranteed outcomes.

3. Life Coaching, Numerology & Astrology

Our life coaching services incorporate personality analysis, numerology, and astrological principles as reflective and exploratory tools for self-understanding. These are used in a coaching context to facilitate personal insight and growth.

Important: Numerology and astrology as used in my coaching are not presented as scientifically proven systems of prediction or fact. They are used as frameworks for reflection and personality exploration. Both Learners makes no claims regarding the scientific validity of these practices as predictive tools.

Life coaching is not a substitute for psychological therapy, counselling, medical treatment, or any other professional healthcare service. If you are experiencing clinical mental health difficulties, please seek qualified professional support.

4. ACCA, ICAEW & OBU Information

Information provided about ACCA, ICAEW, Oxford Brookes University (OBU), and the University of London is based on our understanding of their requirements at the time of publication. These organisations regularly update their requirements, syllabuses, and policies.

We strongly advise you to verify all programme requirements directly with the relevant body (ACCA, ICAEW, Oxford Brookes University, or University of London) before making any decisions. Both Learners accepts no responsibility for any loss arising from reliance on information that may have become outdated.

5. No Warranty

Both Learners makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, suitability, or availability of the information, services, or related graphics on this website. Any reliance you place on such information is strictly at your own risk.

6. External Links

Our website may contain links to external websites operated by third parties (including ACCA, ICAEW, Oxford Brookes University, LinkedIn, YouTube, and others). These links are provided for convenience and informational purposes only. Both Learners has no control over the content, policies, or practices of those websites and accepts no responsibility for them.

7. Limitation of Liability

To the fullest extent permitted by applicable law, Both Learners, its founder, employees, and associates shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of this website or my services, including but not limited to:

8. Intellectual Property

All content on this website — including text, images, logos, graphics, blog posts, and other materials — is the intellectual property of Both Learners unless otherwise stated. You may not reproduce, distribute, or use any content without our prior written permission.

9. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to the website. Your continued use of our website following any changes constitutes your acceptance of the revised disclaimer.

10. Contact

For any questions about this disclaimer, please contact us at: